Liquidity that’s truly liquid
Next-generation liquidity management
Liquid’s state-of-the-art Virtual Account Management platform enables your bank and your corporate clients to rationalize the majority of physical bank accounts. Transact instantly via the virtual sub-ledger, and view cash positions across all entities using the intuitive dashboard.
Manage internal payments across all business units and global entities from one platform. Benefit from real-time transactions, with instant, global visibility.
White-label for corporates
Retain your top corporate clients, generate new revenue, position yourself as the primary liquidity bank and become a global thought leader in liquidity management.
Unlock trapped capital
It’s time to do more with your money. With current information on cash positions across entities, Liquid provides the opportunity to free trapped capital and invest excess funds.
Beyond traditional liquidity
In addition to the traditional liquidity mechanisms (ie. physical sweeping, pooling and netting), Liquid offers configurable real-time or scheduled sweeping. With instant alerts and notifications, you can make better decisions with up-to-date information.
Liquid also offers intercompany loan management, so the parent company can loan funds to its subsidiaries. Simply set the terms and Liquid calculates the interest and payment amounts. Intercompany lending has never been this easy.
Define your ideal structure
Take liquidity management into your own hands. Liquid enables both your bank and your corporate clients to define an ideal account hierarchy structure without the time and cost of opening and closing physical accounts. Our self-service platform offers the flexibility to create virtual accounts across currencies, entities and even countries.
Take liquidity management to the next level.
Match your general ledger to Liquid’s virtual subledger for straight-through processing. Eliminate the need to reconcile rejected transactions.
Easily manage regulatory requirements and entity restrictions. Configure role-based permissioning and ensure maker-checker processes.
Rationalize and consolidate the number of physical accounts to reduce trans- action fees, account maintenance fees, and other bank fees.
Improve FX management
Minimize the need for FX hedging strategies with real-time visibility of currency exposures, reducing both cost and risk.
Trust an immutable ledger
Fulfill regulatory requests with ease, as every single action made through the platform is tracked and irrevocable.
Eliminate netting solutions
Netting and pooling are now automatic for multilateral, intercompany payments. Applies to both domestic and cross- border transactions.
Consolidate treasury functions on a single platform for instant visibility across all global entities.
Reduce operational costs
Centralize control, minimize recon- ciliation efforts, and reduce manual intervention, errors, and operational costs.
Protect important information using the same industry-leading technology and processes that banks use.
Build your own real-time rail
Construct a next-generation, real-time rail. Enable instant cross-border, cross-currency transactions between yourself, your corporate clients, and other organizations on the rail. Stop relying on traditional infrastructure and say goodbye to correspondent banking.